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The maximum amount a health plan will pay in benefits to an insured individual during that individual's lifetime.
A limit on the amount of benefits paid out for a particular covered expense, as disclosed on the Certificate of Insurance.
Insurance policies that cover specified services for a specified time period. Long-term care policies (and their prices) vary significantly. Covered services often include nursing care, home health care services, and custodial care.
Pays an insured a percentage of their monthly earnings if they become disabled.
LOS refers to the length of stay. It is a term used by insurance companies, case managers, and employers to describe the amount of time an individual stays in a hospital or in-patient facility.